Pooja Pal Fraud Case: PhonePe and UPI Transactions Under Investigation

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Chail MLA Pooja Pal has reported unauthorized transactions totaling approximately ₹1.55 lakh from her Union Bank of India account in Prayagraj.

Unauthorized Transactions Reported

The MLA discovered unauthorized withdrawals on September 14 after reviewing her bank statement. The alleged activity involved multiple PhonePe and UPI transfers between August 22 and September 13, 2026.

Account and Transaction Details

The account in question is linked to the Union Bank of India branch in Dhoomanganj. Examination of the account records revealed transactions conducted without her consent during the specified period.

Digital Payment Platforms Involved

The funds were reportedly transferred through digital payment platforms. Investigators are focusing on transaction IDs, UTR numbers, and timestamps to trace the movement of funds.

Concerns About Device Security

The MLA has raised concerns that her iPhone may have been compromised, potentially exposing sensitive data beyond banking information. However, the exact method of unauthorized access remains under investigation.

Police Investigation and Digital Evidence

Police are analyzing digital evidence, including mobile device logs, to determine whether the breach occurred via the smartphone or alternative means. A technical examination of the mobile device is expected to play a critical role in confirming unauthorized access.

Investigation and Digital Forensics

Authorities are scrutinizing the destination of the withdrawn funds, identifying recipient bank accounts or digital wallets, and mapping the complete transaction chain. The investigation includes reviewing the timing and nature of each transaction to establish patterns or anomalies.

Request for Comprehensive Records

The MLA has requested a comprehensive review of all PhonePe and UPI transactions between August 22 and September 13, along with detailed records of associated UTR numbers.

Case Implications and Security Concerns

Law enforcement agencies are prioritizing the analysis of banking records, digital payment data, and device forensics to determine the scope of the breach and identify potential perpetrators. No definitive conclusions have been reached regarding the methods used or the involvement of third parties.

Importance of Digital Evidence

Investigators emphasize that digital evidence will be crucial in clarifying the circumstances of the unauthorized withdrawals. The case highlights vulnerabilities in digital payment systems and underscores the need for enhanced security measures to protect user accounts.