8th Pay Commission Salary Calculator APK Scam: Fake App Targets Government Employees

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A Sophisticated Phishing Campaign Targets Government Employees with Fake Salary Calculator App

A large-scale cybercrime operation has been uncovered, targeting government employees and pensioners in India with a malicious Android application masquerading as a salary calculator for the 8th Pay Commission.

How the Scam Works

The scam works by sending victims a message claiming they can instantly calculate their revised salary or pension under the 8th Pay Commission. The message includes a malicious APK file designed to appear as an official tool, which, once installed, requests sensitive permissions and grants hackers full access to the device.

The app can then steal banking app credentials and passwords, read SMS messages, capture one-time passwords (OTPs), and enable remote access for unauthorized transactions.

Consequences of the Scam

According to the FCRF, several victims have reported losing money from their bank accounts after installing the application. The malware used in the attack is a type of banking trojan that can remain hidden on the device while continuously harvesting data in the background.

It can also use screen recording, keystroke logging, and app-overlay techniques to capture banking sessions and authentication details.

Warning and Precautions

The FCRF notes that cybercriminals often exploit major government policy updates as emotional triggers to lure victims into installing malicious apps. In this case, the promise of a salary calculator for the 8th Pay Commission is being used to trick government employees into installing the fake app.

To avoid falling victim to such scams, the FCRF advises government employees and citizens to only install apps from official websites or trusted app stores, never share OTPs, banking details, or passwords, and immediately uninstall suspicious apps and run a security scan.

Importance of Awareness and Precautions

The FCRF highlights that government employees and pensioners are increasingly being targeted by cybercriminals due to the structured and financially sensitive nature of their data. The rapid growth of mobile banking and digital payments has further increased their vulnerability, making it essential for them to be aware of such threats and take necessary precautions to protect themselves.

Conclusion

In light of this incident, it is essential for government employees and citizens to be cautious when receiving messages or links promising salary or pension benefits. Any such offers should be verified through official sources before taking any action.


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